Terms & Conditions of Use

Notice

In consideration for your access to our website and online services and other good and valuable consideration (the receipt and sufficiency of which is hereby acknowledged), you agree to the terms and conditions of use (the “Terms”) set forth below. These Terms govern your access to and use of Lendle Corporation (“we”, “us” or “our”) website (“Website”) hosted at the following domain: www.lendle.ca We publish the Terms for everyone to see, at any time. By using our Website, you are agreeing to the Terms set forth below. These Terms constitute a legal contract between you and Lendle Corporation and cover all aspects of your use of the Website, including all of its pages, and, to the extent not superseded by the terms and conditions of any contract we may sign with you, of any product or service we may provide you.

Acceptance & Eligibility

Please read these Terms carefully before using the Website and related service, as there are Terms which limit our liability and impose obligations on you. By accessing our Website and any of its pages, you agree to be bound by the Terms stated below. If you do not agree to these Terms, you must leave the Website now. If at anytime you do not agree with any of these Terms, you must immediately seize your use of the Website.
BY USING OUR WEBSITE AND SERVICE YOU, THE USER (HEREIN “YOU” OR “YOUR”), REPRESENT AND WARRANT THAT:

  • YOU ARE THE AGE OF MAJORITY
  • YOU ARE THE LEGAL RESIDENT OF CANADA
  • YOU HAVE READ AND UNDERSTOOD THESE TERMS
  • YOU AGREE TO BE BOUND BY THEM
If you are not the age of majority, are non-resident of Canada, do not understand or do not agree to these Terms, please stop using the Website and contact us immediately. If you are using the Website on behalf of an organization (corporation, trust, partnership, etc.), you are agreeing to these Terms for that organization and representing and warranting that you have the authority to bind that organization to these Terms. In such a case, “you” and “your” will also refer to that organization and yourself individually. For greater clarity, both you as an individual and your organization are legally bound by these Terms, which form an express agreement between you and Lendle Corporation.

Accounts and Registration

To access some of our services, you must register for an account. When you register, you will be required to provide us with some information about yourself. You agree that the information you provide to us is accurate and that you will keep it accurate and up to date at all times. When you register, you will be asked to create a password. You are responsible for maintaining the confidentiality of your account and password. Lendle Corporation is not liable for any harm related to the theft of your access credentials, your disclosure of access credentials, or your decision to allow another person or entity to access and use the Website using your access credentials. You agree to accept responsibility for all activities that occur under your account. If you have reason to believe that your account is no longer secure, then you must notify us immediately. Each User is only permitted to register for one account. You agree not to register for multiple accounts with Lendle Corporation, unless Lendle Corporation has explicitly authorized you to do so.

Emails

Any correspondence between you and Lendle Corporation is strictly private and is intended for internal use only. Any unreasonable use of the information contained in correspondence between Lendle Corporation and its customers via email is considered a breach of privacy and constitutes a serious offence. Gathering email addresses from Lendle Corporation through harvesting or automated means is prohibited. Posting or transmitting unauthorized or unsolicited advertising, promotional materials, or any other forms of solicitation to those using our Website (the “Users”) is prohibited.

Consent to Electronic Transactions and Disclosures

Any disclosures will be provided to you electronically through our Website or via electronic mail to the email address you provided. If you require paper copies of such disclosures, you may sign into your account on our Website and print the documents desired. Your consent to receive disclosures and transact business electronically, and our agreement to do so, applies to any transactions to which such disclosures relate. Your consent will remain in effect for so long as you are a customer and, if you are no longer a customer, will continue until such time as all disclosures relevant to transactions that occurred while you were a customer have been made. You may withdraw your consent to receive disclosures electronically by contacting us. However, once you have withdrawn your consent, you will not be able to complete a loan application on our Website. If you have a pending application on our Website and you withdraw your consent to receive disclosures electronically, we will terminate it and remove it from our system. If you have already received a loan, all previously agreed to Terms will remain in effect, and we will send disclosures to your verified home address provided during application. You agree to keep us informed of any change in your email or home mailing address so that you can continue to receive all disclosures in a timely fashion. If your email address changes, you must notify us of the change by, updating it online in your account, calling or sending us an email. You also agree to promptly update your home address and telephone number on the Website if they change.

Intellectual Property Rights

The Website and its entire contents, features and functionality (including, but not limited to all information, software, text, displays, images, video and audio, the design, selection and arrangement thereof), are owned by Lendle Corporation, its licensors or other providers of such material and are protected by Canadian and international copyright, trademark, patent, trade secret and other intellectual property or proprietary right laws. You are permitted to use the Website for your personal, non-commercial use only. You must not copy, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Website, except to print a reasonable amount of pages of the Website for a permitted use. Any printout portions of the Website must include Lendle Corporation’s copyright notice. No right, title or interest in any of the materials contained on the Website is transferred to you as a result of accessing, downloading or printing such materials. You may not copy, modify, distribute, transmit, display, reproduce, publish, or license any part of the Website; create derivative works from, link to or frame in another website, use on any other website, transfer or sell any information obtained from the Website without the prior written permission of Lendle Corporation. You may not use a part of the Website on any other website without Lendle Corporation’s prior written consent. You must not reproduce, sell or exploit for commercial purposes any part of the Website, access to the Website or use of the Website or any services or materials available through the Website. If you print, copy, modify, aggregate, scrape, download or otherwise use any part of the Website in breach of the Terms, your right to use the Website will seize immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title or interest in or to the Website or any content on the Website is transferred to you, and all rights not expressly granted are reserved by Lendle Corporation. Any use of the Website not expressly permitted by the Terms is a breach of them and may violate intellectual property or proprietary right laws.

Prohibited Uses

You may only use our Website and collect information on our Website for lawful purposes.  You may not use our Website:
  • In any way that breaches any applicable local, national or international law or regulation
  • In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect
  • To modify, reverse engineer, decompile or disassemble the Website or service or take any measures to damage or replicate them
  • To impersonate or attempt to impersonate Lendle Corporation’s employee, another User, or person or entity, including but not limited to the use of email addresses associated with any of the foregoing
  • To use or attempt to use another User's account, service, or system without authorization from that person and Lendle Corporation
  • Except where authorized by Lendle Corporation, register for more than one account, register for an account on behalf of an individual other than yourself, operate an account on behalf of or for the benefit of any person who is not eligible to register for or operate an account in their own name
  • To transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material or any other form of similar solicitation (i.e. spam)
  • To upload, post, transmit, share, store or otherwise make available any content that we deem to be harmful, threatening, unlawful, defamatory, infringing, abusive, inflammatory, harassing, vulgar, obscene, fraudulent, invasive of privacy or publicity rights, hateful, or racially, ethnically or otherwise objectionable
  • To violate, or encourage others to violate, the rights of any party, including by infringing or misappropriating third party intellectual property rights
  • To knowingly transmit any data, send, submit or upload any material that contains false information, viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, malware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware or cause damage to our Website, service or our hardware including our servers
  • To engage in any other conduct in a manner that interferes with the proper functioning of the Website, restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by us, may harm Lendle Corporation or Users of the Website and/or expose them to liability

No Warranties and Representations

We make no representations about the suitability of the data or graphics published on our Website as updated from time to time. You agree that while we strive to bring you accurate information, WE DO NOT GUARANTEE THE ACCURACY, CURRENCY OR COMPLETENESS OF ANY INFORMATION POSTED ON THE WEBSITE OR OTHERWISE MADE AVAILABLE TO YOU. Users are encouraged to evaluate and confirm the information as they see fit. EVERYTHING ON OUR WEBSITE IS PROVIDED ON AN “AS IS” BASIS, WITHOUT WARRANTY OF ANY KIND WHETHER EXPRESS, STATUTORY OR IMPLIED, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, SYSTEMS INTEGRATION, ACCURACY AND NON-INFRINGEMENT. Users are responsible for implementing sufficient procedures and checkpoints to satisfy their requirements for anti-virus protection and the accuracy of data input and output, and for maintaining means external to our Website for the reconstruction of any lost data. Lendle Corporation hereby specifically disclaims all warranties of any kind, express or implied, statutory or otherwise, including but not limited to any warranties of merchantability, non-infringement and fitness for particular purpose. The foregoing does not affect any warranties that cannot be waived or limited under applicable laws.

Limitation of Liability

YOU AGREE, TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE, OUR AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS OR LICENSORS BE LIABLE, HOWSOEVER CAUSED, FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL (INCLUDING LOSS OF USE, DATA, BUSINESS, OR PROFITS) DAMAGES ARISING FROM THE USE OF OUR WEBSITE, REGARDLESS OF LEGAL THEORY AND WHETHER OR NOT WE HAVE BEEN WARNED OF THE POSSIBILITY OF SUCH DAMAGES, OR THAT ARISE IN CONNECTION WITH MISTAKES OR OMISSIONS IN, OR DELAYS IN TRANSMISSION OF, INFORMATION TO OR FROM THE USER, ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION, TRANSMISSION OR DELIVERY, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORDS, PROGRAMS OR FILES, INTERRUPTIONS IN TELECOMMUNICATIONS CONNECTIONS TO THE WEBSITE OR VIRUSES, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, THEFT OR DESTRUCTION OF, OR UNAUTHORIZED ACCESS TO THE WEBSITE OR THE CONTENT. YOUR USE OF THE CONTENT ON THE WEBSITE IS AT YOUR OWN RISK. LENDLE CORPORATION AND ITS SUBSIDIARY WEBSITES SPECIFICALLY DISCLAIM ANY LIABILITY, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE.

Indemnity

You agree to defend, indemnify, and hold Lendle Corporation and its subsidiary websites, it's officers, directors, employees, agents, licensors, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements, including but not limited to, reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of these Terms or of any law or the rights of any third party.

Linked Websites

Whether or not affiliated with websites, which may be linked to our Website, we are not responsible for their content (the “Linked Sites”). The Linked Sites are for your convenience only and you access them at your own risk.  From time to time we will provide links and references to material on other websites not owned or operated by us. Links found on our Website are not an endorsement, and we do not represent or warrant the accuracy or truth of the contents of information found on said websites.  You access those links and corresponding sites at your own risk only.

Breach of the Terms

Breach of the terms will be dealt in the following manner: a formal warning will be sent your access will be suspended your computer will be blocked using your IP address from accessing the Website your Internet provider will be contacted and your access to the Website will be blocked we may bring an action in court for breach of contract your content that you may have generated will be deleted or blocked permanently

Governing Law and Jurisdiction

These Terms shall be governed by, construed and enforced in all respects in accordance with the laws of the Province of Ontario, Canada. Any action you or any third party brings to enforce this agreement or, in connection with any matters related to the Website and its content and services, shall be brought only in the courts of the Province of Ontario, and you expressly consent to the jurisdiction of said courts. If you obtain a loan, the terms of the loan will be governed by the laws of Ontario without regard to any principle of conflicts of laws that would require or permit the application of the laws of any other jurisdiction. If an applicable law is in conflict with any part of the Terms, the Terms will be deemed modified to conform to the law. The other provisions will not be affected by any such modification.

Your Data

Information we collect on the Website is subject to our Privacy Policy. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the said Privacy Policy. You hereby confirm that the information and documents provided herein are accurate and complete.

Amendments

As our Website and its content continue to change, we may at any time revise these Terms by updating this page. The date of the last version of these Terms is posted above. As you are bound by these Terms each time you visit our Website or use our service, you are responsible for periodically reviewing the amendments to these Terms and you are deemed to have accepted and agreed to such amendments by accessing and using the Website after such amendments have been posted. If you do not agree with the amendments, you shall immediately stop accessing the Website.